ANNA Money Business Credit Card
Pros & cons
What's good
- Competitive rates
- Same day approval
- Very minimal fees
Worth noting
- As a charge card, you have to pay the balance in full each month
Card details
The basics
- Additional cardholders
- 1 ($0 p.a.)
- Card setup
- Single card
- Card tier
- Standard
- Card type
- Mastercard
- Card use
- Personal
- Credit limit
- $5,000 – $500,000
- Credit rating
- Good
- Rewards program
- Mastercard Business Rewards
Eligibility
- Instant approval
- No
- Joint application
- No
- Minimum age
- 18 years old
- Minimum income
- Not specified
- Residency
- Australian citizen or permanent resident
- Temporary residents
- Not eligible
Repayments
- Interest charged from
- Purchase date
- Interest-free period
- Up to 30 days on purchases
- Minimum repayment
- 100% of the closing balance outstanding
Balance transfers
This card doesn't currently offer a promotional balance transfer rate.
Rates & fees
Ongoing interest rates
- Cash advances
- 2.99% p.a.
- Purchases
- 0.00% p.a.
Fees
- Additional cardholder fee
- $0
- Annual fee
- $384 p.a.
- Cash advance fee
- 2.99% of the amount
- Foreign transaction fee
- 0%
- Late payment fee
- $0
Rewards
Earn rate
- Points cap (monthly)
- Uncapped
- Points expiry
- Points don't expire while your account is open and in order.
Sign-up bonus
- Bonus spend required
- —
- Sign-up bonus
- —
How this card stacks up
Calculated estimates that show where this card sits against the 227 cards in our database.
Lower than 0% of cards we list — that's a very low rate.
Total annual fees across three years, so a promotional first year doesn't flatter the headline figure.
Days you can avoid interest by paying in full — below average for the market.
That's above average for Standard cards — a fairer comparison than measuring it against $0 cards in other tiers.
A combined read on annual, foreign, cash-advance and late fees across all the ways a card can cost you.
Where this card ranks among 0% purchase cards for purchase rate.
Calculated metrics are estimates based on assumed spending patterns and point valuations and should not be taken as financial advice. Point values used: Qantas/Star Alliance 1.2c, Velocity 1.0c, all other programs 0.5–0.8c per point. Percentile rankings are based on 227 cards in the CreditCardCompare.com.au database as at June 2026. Seek independent financial advice before applying for any credit product.
User reviews
Based on 0 reviews
How it compares
| Card | Purchase rate | Annual fee | Rewards |
|---|---|---|---|
| ANNA Money Business Credit Card (this card) | 0.00% p.a. | $384 p.a. | — |
| Kogan Money Credit Card - Balance Transfer Exclusive Offer | 21.99% p.a. | No annual fee | 1 pt per $1 spent |
| Qantas Money Platinum | 20.99% p.a. | $349 p.a. | 1 pt per $1 spent |
| Latitude 28° Global Platinum Mastercard | 28.99% p.a. | No annual fee | — |
Compare more credit cards
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