0% purchase credit cards
A 0% purchase card gives you an interest-free promotional period on new spending, so you can spread the cost of a large purchase without paying interest.
- Interest-free runway on new purchases
- Spread the cost of a big planned buy
- Can pair with a sign-up offer
Featured
American Express Platinum Card
0 reviews
- 200,000 Bonus Membership Rewards Points
- $450 Platinum Travel Credit each year
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24 cards
| Card | Name and rating | Interest-free days | Purchase rate | Annual fee | |
|---|---|---|---|---|---|
| American Express Platinum Card 0 reviews | Up to 44 | 0.00% p.a. | $1,450 | |
 | Up to 55 | 0.00% p.a. | $1,750 | ||
 | Up to 51 | 0.00% p.a. | $450 | ||
 | Wizitcard 0 reviews | Up to 0 | 0.00% p.a. | $0 | |
 | Up to 51 | 0.00% p.a. | $249 | ||
 | NAB Low Rate Business Card 0 reviews | Up to 55 | 0.00% p.a. | $0 | |
 | Up to 55 | 0.00% p.a. | $395 | ||
 | Bankwest Zero Classic Mastercard 0 reviews | Up to 55 | 0.00% p.a. | $0 | |
 | Bankwest Zero Platinum Mastercard 0 reviews | Up to 55 | 0.00% p.a. | $0 | |
 | ANNA Money Business Credit Card 0 reviews | Up to 30 | 0.00% p.a. | $384 | |
 | Up to 51 | 0.00% p.a. | $800 | ||
 | Up to 55 | 0.00% p.a. | $0 | ||
 | CommBank Neo Card 0 reviews | Up to 0 | 0.00% p.a. | $0 | |
 | Up to 55 | 0.00% p.a. | $0 | ||
 | American Express Corporate Gold Card 0 reviews | Up to 51 | 0.00% p.a. | $105 | |
 | Up to 51 | 0.00% p.a. | $70 | ||
 | CommBank Corporate Charge Card 0 reviews | Up to 31 | 0.00% p.a. | $40 | |
 | Up to 51 | 0.00% p.a. | $105 | ||
 | American Express Corporate Card 0 reviews | Up to 51 | 0.00% p.a. | $70 | |
 | HSBC Corporate Card 0 reviews | Up to 55 | 0.00% p.a. | $0 |
American Express Platinum Card
0 reviews
- Interest-free days
- Up to 44
- Purchase rate
- 0.00% p.a.
- Annual fee
- $1,450
- Interest-free days
- Up to 55
- Purchase rate
- 0.00% p.a.
- Annual fee
- $1,750
- Interest-free days
- Up to 51
- Purchase rate
- 0.00% p.a.
- Annual fee
- $450
- Interest-free days
- Up to 51
- Purchase rate
- 0.00% p.a.
- Annual fee
- $249
NAB Low Rate Business Card
0 reviews
- Interest-free days
- Up to 55
- Purchase rate
- 0.00% p.a.
- Annual fee
- $0
- Interest-free days
- Up to 55
- Purchase rate
- 0.00% p.a.
- Annual fee
- $395
Bankwest Zero Classic Mastercard
0 reviews
- Interest-free days
- Up to 55
- Purchase rate
- 0.00% p.a.
- Annual fee
- $0
Bankwest Zero Platinum Mastercard
0 reviews
- Interest-free days
- Up to 55
- Purchase rate
- 0.00% p.a.
- Annual fee
- $0
ANNA Money Business Credit Card
0 reviews
- Interest-free days
- Up to 30
- Purchase rate
- 0.00% p.a.
- Annual fee
- $384
- Interest-free days
- Up to 51
- Purchase rate
- 0.00% p.a.
- Annual fee
- $800
- Interest-free days
- Up to 55
- Purchase rate
- 0.00% p.a.
- Annual fee
- $0
- Interest-free days
- Up to 55
- Purchase rate
- 0.00% p.a.
- Annual fee
- $0
American Express Corporate Gold Card
0 reviews
- Interest-free days
- Up to 51
- Purchase rate
- 0.00% p.a.
- Annual fee
- $105
- Interest-free days
- Up to 51
- Purchase rate
- 0.00% p.a.
- Annual fee
- $70
CommBank Corporate Charge Card
0 reviews
- Interest-free days
- Up to 31
- Purchase rate
- 0.00% p.a.
- Annual fee
- $40
- Interest-free days
- Up to 51
- Purchase rate
- 0.00% p.a.
- Annual fee
- $105
American Express Corporate Card
0 reviews
- Interest-free days
- Up to 51
- Purchase rate
- 0.00% p.a.
- Annual fee
- $70
HSBC Corporate Card
0 reviews
- Interest-free days
- Up to 55
- Purchase rate
- 0.00% p.a.
- Annual fee
- $0
0% purchase by the numbers
24
Cards compared
46 days
Average interest-free days
0.00% p.a.
Average purchase rate
How much interest could you save?
$
Save ~$600
Carrying $3,000 for 12 months at this category's lowest rate (0.00% vs a typical 19.99%). Average rate here is 0.00%.
Plan the purchase, then the payoff
A 0% purchase offer works best when you already have a specific large buy in mind. Divide the cost by the interest-free months and commit to that repayment so the balance is gone before the promo expires.
Already carrying a balance on another card instead? Look at a balance transfer card to tackle that debt rather than adding new purchases.
0% purchase credit card FAQs
Any remaining balance starts accruing interest at the card's standard purchase rate, so aim to clear it before the promo ends.