Frequent flyer credit cards
Apply for a frequent flyer card to earn points as you spend and redeem them for flights and upgrades with your favourite airline.
- Earn airline points on everyday spending
- Big sign-up bonuses to kick-start your balance
- Redeem for flights, upgrades and partner rewards
Featured
Qantas Money Platinum
0 reviews
- Up to 120,000 bonus Qantas Points, Discounted $349 first-year annual fee
- Up to 2 Qantas Points per $1 spent
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How many points could you earn?
Enter your monthly spend to see estimated annual points for each card below.
86 cards
| Card | Name and rating | Rewards program | Earn rate | Sign-up bonus | Annual fee | Est. points / yr | |
|---|---|---|---|---|---|---|---|
| Qantas Money Platinum 0 reviews | Qantas Frequent Flyer | 1 pt per $1 spent | 120,000 pts | $349 | 156,000 ptsWorth $1,872 | |
 | Coles Rewards Mastercard 0 reviews | Flybuys / Velocity Frequent Flyer | 2 pt per $1 spent | — | $99 | 72,000 ptsWorth $720 | |
 | Qantas Money Everyday 0 reviews | Qantas Frequent Flyer | 0.75 pt per $1 spent | 8,000 pts | $99 | 35,000 ptsWorth $420 | |
 | NAB Qantas Rewards Signature Card 0 reviews | Qantas Frequent Flyer | 1 pt per $1 spent | 130,000 pts | $420 | 166,000 ptsWorth $1,992 | |
 | Coles No Annual Fee Mastercard 0 reviews | Flybuys / Velocity Frequent Flyer | 0.5 pt per $1 spent | — | $0 | 18,000 ptsWorth $180 | |
 | American Express Membership Rewards / Velocity Frequent Flyer | 2 pt per $1 spent | 75,000 pts | $395 | 147,000 ptsWorth $1,470 | ||
 | Velocity Frequent Flyer | 1.25 pt per $1 spent | 50,000 pts | $440 | 95,000 ptsWorth $950 | ||
 | Qantas Frequent Flyer | 1.25 pt per $1 spent | 50,000 pts | $450 | 95,000 ptsWorth $1,140 | ||
 | American Express Platinum Card 0 reviews | American Express Membership Rewards / Qantas Frequent Flyer,Velocity Frequent Flyer | 2.25 pt per $1 spent | 200,000 pts | $1,450 | 281,000 ptsWorth $3,372 | |
 | ANZ Rewards Platinum 0 reviews | ANZ Rewards Program / Velocity Frequent Flyer | 1.5 pt per $1 spent | 125,000 pts | $94 | 179,000 ptsWorth $1,790 | |
 | American Express Membership Rewards / Qantas Frequent Flyer,Velocity Frequent Flyer | 2.25 pt per $1 spent | 390,000 pts | $1,750 | 471,000 ptsWorth $5,652 | ||
 | ANZ Rewards Program / Velocity Frequent Flyer | 1.5 pt per $1 spent | 80,000 pts | $94 | 134,000 ptsWorth $1,340 | ||
 | Qantas Money Titanium 0 reviews | Qantas Frequent Flyer | 1.25 pt per $1 spent | 150,000 pts | $1,200 | 195,000 ptsWorth $2,340 | |
 | Qantas Business Rewards / Qantas Frequent Flyer | 1.25 pt per $1 spent | 170,000 pts | $450 | 215,000 ptsWorth $2,580 | ||
 | ANZ Rewards Black Credit Card 0 reviews | ANZ Rewards Program / Velocity Frequent Flyer | 2 pt per $1 spent | 180,000 pts | $320 | 252,000 ptsWorth $2,520 | |
 | Westpac Altitude Velocity Black 0 reviews | Velocity Frequent Flyer | 0.5 pt per $1 spent | 150,000 pts | $295 | 168,000 ptsWorth $1,680 | |
 | Westpac Altitude Qantas Black 0 reviews | Qantas Frequent Flyer | 0.5 pt per $1 spent | 150,000 pts | $295 | 168,000 ptsWorth $2,016 | |
 | Velocity Frequent Flyer | 1 pt per $1 spent | 150,000 pts | $249 | 186,000 ptsWorth $1,860 | ||
 | NAB Rewards / Velocity Frequent Flyer | 1.5 pt per $1 spent | 80,000 pts | $420 | 134,000 ptsWorth $1,340 | ||
 | ANZ Qantas Business Rewards 0 reviews | Qantas Business Rewards / Qantas Frequent Flyer | 0.75 pt per $1 spent | 150,000 pts | $300 | 177,000 ptsWorth $2,124 |
Qantas Money Platinum
0 reviews
- Rewards program
- Qantas Frequent Flyer
- Earn rate
- 1 pt per $1 spent
- Sign-up bonus
- 120,000 pts
- Annual fee
- $349
- Est. points / yr
- 156,000 ptsWorth $1,872
Coles Rewards Mastercard
0 reviews
- Rewards program
- Flybuys / Velocity Frequent Flyer
- Earn rate
- 2 pt per $1 spent
- Sign-up bonus
- —
- Annual fee
- $99
- Est. points / yr
- 72,000 ptsWorth $720
Qantas Money Everyday
0 reviews
- Rewards program
- Qantas Frequent Flyer
- Earn rate
- 0.75 pt per $1 spent
- Sign-up bonus
- 8,000 pts
- Annual fee
- $99
- Est. points / yr
- 35,000 ptsWorth $420
NAB Qantas Rewards Signature Card
0 reviews
- Rewards program
- Qantas Frequent Flyer
- Earn rate
- 1 pt per $1 spent
- Sign-up bonus
- 130,000 pts
- Annual fee
- $420
- Est. points / yr
- 166,000 ptsWorth $1,992
Coles No Annual Fee Mastercard
0 reviews
- Rewards program
- Flybuys / Velocity Frequent Flyer
- Earn rate
- 0.5 pt per $1 spent
- Sign-up bonus
- —
- Annual fee
- $0
- Est. points / yr
- 18,000 ptsWorth $180
- Rewards program
- American Express Membership Rewards / Velocity Frequent Flyer
- Earn rate
- 2 pt per $1 spent
- Sign-up bonus
- 75,000 pts
- Annual fee
- $395
- Est. points / yr
- 147,000 ptsWorth $1,470
- Rewards program
- Velocity Frequent Flyer
- Earn rate
- 1.25 pt per $1 spent
- Sign-up bonus
- 50,000 pts
- Annual fee
- $440
- Est. points / yr
- 95,000 ptsWorth $950
- Rewards program
- Qantas Frequent Flyer
- Earn rate
- 1.25 pt per $1 spent
- Sign-up bonus
- 50,000 pts
- Annual fee
- $450
- Est. points / yr
- 95,000 ptsWorth $1,140
American Express Platinum Card
0 reviews
- Rewards program
- American Express Membership Rewards / Qantas Frequent Flyer,Velocity Frequent Flyer
- Earn rate
- 2.25 pt per $1 spent
- Sign-up bonus
- 200,000 pts
- Annual fee
- $1,450
- Est. points / yr
- 281,000 ptsWorth $3,372
ANZ Rewards Platinum
0 reviews
- Rewards program
- ANZ Rewards Program / Velocity Frequent Flyer
- Earn rate
- 1.5 pt per $1 spent
- Sign-up bonus
- 125,000 pts
- Annual fee
- $94
- Est. points / yr
- 179,000 ptsWorth $1,790
- Rewards program
- American Express Membership Rewards / Qantas Frequent Flyer,Velocity Frequent Flyer
- Earn rate
- 2.25 pt per $1 spent
- Sign-up bonus
- 390,000 pts
- Annual fee
- $1,750
- Est. points / yr
- 471,000 ptsWorth $5,652
- Rewards program
- ANZ Rewards Program / Velocity Frequent Flyer
- Earn rate
- 1.5 pt per $1 spent
- Sign-up bonus
- 80,000 pts
- Annual fee
- $94
- Est. points / yr
- 134,000 ptsWorth $1,340
Qantas Money Titanium
0 reviews
- Rewards program
- Qantas Frequent Flyer
- Earn rate
- 1.25 pt per $1 spent
- Sign-up bonus
- 150,000 pts
- Annual fee
- $1,200
- Est. points / yr
- 195,000 ptsWorth $2,340
- Rewards program
- Qantas Business Rewards / Qantas Frequent Flyer
- Earn rate
- 1.25 pt per $1 spent
- Sign-up bonus
- 170,000 pts
- Annual fee
- $450
- Est. points / yr
- 215,000 ptsWorth $2,580
ANZ Rewards Black Credit Card
0 reviews
- Rewards program
- ANZ Rewards Program / Velocity Frequent Flyer
- Earn rate
- 2 pt per $1 spent
- Sign-up bonus
- 180,000 pts
- Annual fee
- $320
- Est. points / yr
- 252,000 ptsWorth $2,520
Westpac Altitude Velocity Black
0 reviews
- Rewards program
- Velocity Frequent Flyer
- Earn rate
- 0.5 pt per $1 spent
- Sign-up bonus
- 150,000 pts
- Annual fee
- $295
- Est. points / yr
- 168,000 ptsWorth $1,680
Westpac Altitude Qantas Black
0 reviews
- Rewards program
- Qantas Frequent Flyer
- Earn rate
- 0.5 pt per $1 spent
- Sign-up bonus
- 150,000 pts
- Annual fee
- $295
- Est. points / yr
- 168,000 ptsWorth $2,016
- Rewards program
- Velocity Frequent Flyer
- Earn rate
- 1 pt per $1 spent
- Sign-up bonus
- 150,000 pts
- Annual fee
- $249
- Est. points / yr
- 186,000 ptsWorth $1,860
- Rewards program
- NAB Rewards / Velocity Frequent Flyer
- Earn rate
- 1.5 pt per $1 spent
- Sign-up bonus
- 80,000 pts
- Annual fee
- $420
- Est. points / yr
- 134,000 ptsWorth $1,340
ANZ Qantas Business Rewards
0 reviews
- Rewards program
- Qantas Business Rewards / Qantas Frequent Flyer
- Earn rate
- 0.75 pt per $1 spent
- Sign-up bonus
- 150,000 pts
- Annual fee
- $300
- Est. points / yr
- 177,000 ptsWorth $2,124
Frequent flyer by the numbers
86
Cards compared
122,859 pts
Average sign-up bonus
2.25 pts per $1
Top earn rate
$272
Average annual fee
How many points could you earn?
$
81,000 pts / yr
Worth around $972 a year on American Express Membership Rewards / Qantas Frequent Flyer,Velocity Frequent Flyer, using the highest earn rate in this category. Excludes any sign-up bonus.
How frequent flyer cards work
A frequent flyer card earns airline points for every dollar you spend, which you then transfer to flights, upgrades or partner rewards. The headline number to watch is the earn rate, how many points you collect per dollar, alongside any monthly points cap.
If you tend to clear your balance each month, a points card rewards your normal spending. If you sometimes carry a balance, the interest usually outweighs the points, and a low interest card or a balance transfer card is the smarter choice.
Getting the most from the sign-up bonus
The sign-up bonus is where the biggest value sits. Meet the minimum spend within the bonus window and a single card can deliver enough points for a return domestic flight. Just make sure the spend requirement fits your normal budget rather than tempting you to overspend.
Prefer to keep things simple without an annual fee? Compare no annual fee cards or general rewards cards that earn flexible points instead of airline-specific ones.
Frequent flyer credit card FAQs
A short domestic economy reward seat can start around 8,000 points one way, while long-haul business class can run into six figures. Always check the airline's reward seat table before applying.