Westpac credit cards
Compare 14 Westpac credit cards on rates, fees and rewards, side by side.
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14 cards
| Card | Name and rating | Annual fee | Purchase rate | Rewards program | Sign-up bonus | Interest-free days | |
|---|---|---|---|---|---|---|---|
![]() | Westpac Low Rate Card 0 reviews | $59 | 13.74% p.a. | — | — | Up to 55 | |
![]() | Westpac Altitude Velocity Black 0 reviews | $295 | 20.99% p.a. | Velocity Frequent Flyer | 150,000 pts | Up to 45 | |
![]() | Westpac Altitude Qantas Black 0 reviews | $295 | 20.99% p.a. | Qantas Frequent Flyer | 150,000 pts | Up to 45 | |
![]() | Westpac Altitude Velocity Platinum 0 reviews | $175 | 20.99% p.a. | Velocity Frequent Flyer | 100,000 pts | Up to 45 | |
![]() | Westpac Low Fee Card 0 reviews | $0 | 20.99% p.a. | — | — | Up to 55 | |
![]() | Westpac Altitude Rewards Black 0 reviews | $200 | 20.99% p.a. | Westpac Altitude Rewards / Velocity Frequent Flyer | 200,000 pts | Up to 45 | |
![]() | $59 | 13.74% p.a. | — | — | Up to 55 | ||
![]() | Westpac Altitude Rewards Platinum 0 reviews | $99 | 20.99% p.a. | Westpac Altitude Rewards / Velocity Frequent Flyer | 100,000 pts | Up to 45 | |
![]() | Westpac Lite Card 0 reviews | $108 | 9.90% p.a. | — | — | Up to 45 | |
![]() | Westpac Altitude Qantas Platinum 0 reviews | $175 | 20.99% p.a. | Qantas Frequent Flyer | 100,000 pts | Up to 45 | |
![]() | $150 | 20.24% p.a. | Qantas Business Rewards / Qantas Frequent Flyer | 100,000 pts | Up to 55 | ||
![]() | $0 | 20.24% p.a. | Westpac Altitude Rewards / Qantas Frequent Flyer,Velocity Frequent Flyer | — | Up to 55 | ||
![]() | $75 | 14.25% p.a. | — | — | Up to 55 | ||
![]() | $200 | 20.24% p.a. | Westpac Altitude Rewards / Velocity Frequent Flyer | — | Up to 55 |

Westpac Low Rate Card
0 reviews
- Annual fee
- $59
- Purchase rate
- 13.74% p.a.
- Rewards program
- —
- Sign-up bonus
- —
- Interest-free days
- Up to 55

Westpac Altitude Velocity Black
0 reviews
- Annual fee
- $295
- Purchase rate
- 20.99% p.a.
- Rewards program
- Velocity Frequent Flyer
- Sign-up bonus
- 150,000 pts
- Interest-free days
- Up to 45

Westpac Altitude Qantas Black
0 reviews
- Annual fee
- $295
- Purchase rate
- 20.99% p.a.
- Rewards program
- Qantas Frequent Flyer
- Sign-up bonus
- 150,000 pts
- Interest-free days
- Up to 45

Westpac Altitude Velocity Platinum
0 reviews
- Annual fee
- $175
- Purchase rate
- 20.99% p.a.
- Rewards program
- Velocity Frequent Flyer
- Sign-up bonus
- 100,000 pts
- Interest-free days
- Up to 45

Westpac Low Fee Card
0 reviews
- Annual fee
- $0
- Purchase rate
- 20.99% p.a.
- Rewards program
- —
- Sign-up bonus
- —
- Interest-free days
- Up to 55

Westpac Altitude Rewards Black
0 reviews
- Annual fee
- $200
- Purchase rate
- 20.99% p.a.
- Rewards program
- Westpac Altitude Rewards / Velocity Frequent Flyer
- Sign-up bonus
- 200,000 pts
- Interest-free days
- Up to 45
- Annual fee
- $59
- Purchase rate
- 13.74% p.a.
- Rewards program
- —
- Sign-up bonus
- —
- Interest-free days
- Up to 55

Westpac Altitude Rewards Platinum
0 reviews
- Annual fee
- $99
- Purchase rate
- 20.99% p.a.
- Rewards program
- Westpac Altitude Rewards / Velocity Frequent Flyer
- Sign-up bonus
- 100,000 pts
- Interest-free days
- Up to 45

Westpac Lite Card
0 reviews
- Annual fee
- $108
- Purchase rate
- 9.90% p.a.
- Rewards program
- —
- Sign-up bonus
- —
- Interest-free days
- Up to 45

Westpac Altitude Qantas Platinum
0 reviews
- Annual fee
- $175
- Purchase rate
- 20.99% p.a.
- Rewards program
- Qantas Frequent Flyer
- Sign-up bonus
- 100,000 pts
- Interest-free days
- Up to 45
- Annual fee
- $150
- Purchase rate
- 20.24% p.a.
- Rewards program
- Qantas Business Rewards / Qantas Frequent Flyer
- Sign-up bonus
- 100,000 pts
- Interest-free days
- Up to 55
- Annual fee
- $0
- Purchase rate
- 20.24% p.a.
- Rewards program
- Westpac Altitude Rewards / Qantas Frequent Flyer,Velocity Frequent Flyer
- Sign-up bonus
- —
- Interest-free days
- Up to 55
- Annual fee
- $75
- Purchase rate
- 14.25% p.a.
- Rewards program
- —
- Sign-up bonus
- —
- Interest-free days
- Up to 55
- Annual fee
- $200
- Purchase rate
- 20.24% p.a.
- Rewards program
- Westpac Altitude Rewards / Velocity Frequent Flyer
- Sign-up bonus
- —
- Interest-free days
- Up to 55
Westpac by the numbers
14
Cards compared
9
Cards earning rewards
2
Cards with balance transfer
18.52% p.a.
Average purchase rate
$135
Average annual fee
50 days
Average interest-free days





